Pension and retirement planning often mean a lot more than just the financials. As Britain’s population ages, the age dependency ratio increases. But that shouldn’t be a bad thing. It all depends on our outlook and how we prepare.

At IBC, our team members all have one thing in common, they joined IBC so they could help others, so it is probably no surprise that our team member all recently became Dementia Friends.


What is a Dementia Friend?

A Dementia Friend is quite simply a person who can recognise those who are struggling with dementia and offer them a helping hand to make their life a little bit easier.


What signs of dementia might we miss?

Dementia isn’t always obvious and before we knew more about the science, many people simply accepted increased memory loss and frequent confusion as a staple part of getting old, but in many some cases, these can be symptoms of dementia. If you don’t know the signs of dementia, you can accidentally hinder someone who’s struggling with it, so here are some of the things to bear in mind whenever you encounter a person who potentially has a form of dementia.


Forgetting the names for things – This can happen to the best of us, so it’s difficult to spot as a sign of dementia but it can be a continued source of frustration for anyone who has been diagnosed. If someone is really struggling to place a name to something and you have an idea what they mean, be patient and offer suggestions.


Struggling to make simple decisions– Dementia can cause confusion over things that seem simple. For instance, we’ve always known that the green man at a crossing means you can cross, but imagine forgetting that, or being unsure what to do next when that happens. If you see someone struggling to make a choice like this, ask them if they need help. It might feel embarrassing for them to ask you, but if you ask them, it takes that embarrassment away and means you can help them.


Confusion with money– Most people with a form of dementia can still get by fairly well, but one of the most significant occasional problems they encounter might be confusion with their money. If you encounter someone who pays too much or too little, help them by being clear and explaining carefully what might have gone wrong. If they’re happy for you to help them count out their money, then offer.


How can you help?

The signs listed above are only a few of the things you might come across when you encounter someone who has dementia, to really help further, you too could become a Dementia Friend.

You don’t have to know anyone with dementia to help. As a Dementia Friend you’ll learn more about the condition, pass on your learning whenever you can and be there for those who need help, when they need it.

To find out more about the Dementia Friends Initiative, and the simple steps you could take to be part of it, visit

And for advice on how to financially plan after a dementia diagnosis, get in touch with the IBC team.


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